A Scottish Trust Deed is a very similar financial arrangement to an individual voluntary arrangement (IVA) which effectively gives an individual more breathing space with regards to their finances by putting forward a reasonable payment plan which could... 

The number of bankruptcies in Scotland continues to rise and the government has been quick to appreciate that many potential bankruptcies have low income low asset bases. Hence the authorities have introduced the low income asset bankruptcy system which... 

The emergence of social networking sites over the last few years has been nothing short of a phenomenon but there are risks associated with living your life online and especially giving out confidential and potentially damaging information about yourself,... 

As more and more people fall into financial hardship the number of insolvency practitioners Aberdeen continues to grow as does demand. Many people are unsure how to solve their financial worries although Aberdeen insolvency practitioners are there for... 

As Christmas time approaches more and more people will be looking to manage their Christmas debt and in particular looking at ways to be reduce their credit card bills. It is estimated that the average UK household will spend in excess of £1000 over... 

As more and more people in the UK struggle to make their budgets stretch to the end of each month, more and more are having to tackle debt problems which are proving very difficult in many cases. If you see your budget is being stretched then it is imperative... 

More and more people in Scotland are looking towards Scottish trust deeds which are the equivalent of IVAs in England. As a consequence the number of trust deed creditors is set to grow substantially in Scotland but what exactly is a trust deed creditor...